Business Analyst – Risk Job Openings in Gurgaon, Mumbai & Bangalore 2025!!!
PayU announced job vacancy for the post of Role.The place of posting will be at Gurgaon / Bangalore / Mumbai. Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows
| Name of the Company | PayU |
| Required Qualifications | Graduate |
| Skills | Excel / SQL/R/Python |
| Category | Finance |
| Work Type | Onsite |
As a credit analyst, you will be part of their credit risk team. You will build credit policy basis data insights and high focus on process/experience. As part of their credit risk team you will be operating at the core of the business, with stakeholders across functions to drive their hyper growth
Θ Positions: Business Analyst – Risk
Θ Job Location: Gurgaon / Mumbai / Bangalore
Θ Salary: As Per Company Norms
Θ Job Type: Full Time
Θ Requisition ID: 3427380
Roles and Responsibilities:
- Develop, implement and maintain credit policy for digital lending products
- Analyze data (e.g. traditional and alternative bureau, behavioral & macroeconomic data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/ decline, pricing and credit line)
- Build and optimize existing customer management strategies to improve customer level profitability
- Monitor portfolio and vintage delinquencies to ensure risk is within bounds; take corrective action as required
- Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies in a continuous improvement environment
- Partner with marketing, data science and product teams to ensure appropriate execution of policy requirements
- Keep up-to-date on applicable regulations and compliance requirements with possible interactions with internal and external regulators
Required Skills & Qualifications:
- Bachelor’s degree in Mathematics, Statistics, Economics, Engineering or a related field.
- 2-4 years of relevant experience. Experience in risk policy/risk management/analytics would be preferred
- Utilizing knowledge of credit bureau data, risk scorecards and ability to pay quantification
- Expertise in excel; data manipulation using SQL/R/Python an added plus
- Visualizing complex data analyses and communicating to a wide variety of audiences, including senior leadership
- Managing several projects simultaneously and driving end-to-end project delivery
- Developing policy and procedures documentation for credit risk strategy execution
- Developing and automating quality control process to ensure intended execution of credit strategies
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