Credit Risk Analyst Job Openings in Bangalore 2025!!!
Goldman Sachs announced job vacancy for the post of Credit Risk Analyst.The place of posting will be at Bangalore.Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows
| Name of the Company | Goldman Sachs |
| Required Qualifications | Graduate |
| Skills | Credit analysis, ratings analysis, corporate finance and/or research |
| Category | Analyst |
| Work Type | Onsite |
The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, their work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.
Credit Review provides independent, objective and timely assurance to the Board, senior management, and regulators on the effectiveness of the Credit Risk function by independently challenging and monitoring the adequacy of Credit Risk’s ratings, risk management processes and controls, and assessing the level of compliance with applicable policies and regulations. The group reports to the Chief Risk Officer (CRO) and is independent from Credit Risk.
Θ Positions: Credit Risk Analyst
Θ Job Location: Bangalore
Θ Salary: As Per Company Norms
Θ Job Type: Full Time
Θ Requisition ID: 144304
Roles and Responsibilities:
As a member of Credit Review, you will be part of a team that conducts systematic reviews of wholesale credit portfolios, analyzing counterparty credit quality in order to determine the accuracy of risk identification in the portfolio as well as the adequacy of documentation, administration, policies, and procedures. You will participate in industry reviews as well as perform continuous monitoring on assigned industry sectors.
- Industry Reviews:
- Prepare detailed, independent analysis on individual credits in adherence with established Credit Review procedures and regulatory guidance. Document conclusions clearly and concisely.
- Evaluate adequacy of analysis completed by Credit Risk including, among other things, accuracy of credit ratings, timeliness of any rating changes, identification of potential credit weaknesses, and adherence to applicable policies and procedures, laws and regulations
- Continuous Monitoring:
- Perform ongoing surveillance of assigned industry sectors, staying informed of trends / credit-related activities and identifying emerging risks
- Prepare quarterly reports assessing the industry portfolio’s overall risk
Required Skills & Qualifications:
- Bachelor’s degree
- 0-3 years’ experience in credit analysis, ratings analysis, corporate finance and/or research
- Experience in corporates, industrials, energy, technology / media / telecom, commercial real estate, asset secured lending and counterparty credit risk is a plus
- Experience with internal audit or credit/loan risk review process is beneficial
- Knowledge of banking regulations related to lending and risk management is beneficial
- Functional background or relevant experience in finance and accounting
- Knowledge of lending products, as well as capital markets/traded products
- Understanding of credit/loan documentation is beneficial
- Effective organizational skills and the ability to manage multiple assignments concurrently
- Highly motivated, adaptable, and able to learn quickly
- Strong analytical and communication skills
- Ability to function efficiently in a team environment
Competencies:
- Functional Expertise – Keeps up-to-date with emerging business, economic, and market trends
- Technical Skills – Demonstrates strong technical skills required for the role, exhibits attention to detail, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
- Drive and Motivation – Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards challenging goals and persists in the face of obstacles or setbacks
- Teamwork – Collaborates effectively with other people within and across teams, encourages other team members to participate and contribute and acknowledges other’s contributions
- Communication Skills – Communicates what is relevant and important in a clear and concise manner and shares information/new ideas with others
- Judgement and Problem solving – Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
- Creativity/Innovation – Looks for new ways to improve current processes and develops creative solutions that are grounded in reality and have practical value
- Influencing Outcomes – Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences other’s opinions and presents persuasive recommendations
Apply Link – Click Here
For Regular Updates Join our WhatsApp – Click Here
For Regular Updates Join our Telegram – Click Here
DISCLAIMER: The information provided on this page is intended solely for informational purposes for Students, Freshers & Experience candidates. All the recruitment details are sourced directly from the official website and pages of the respective company. Latest MNC Jobs do not guarantee job placement, and the recruitment process will follow the company’s official rules and Human Resource guidelines. Latest MNC Jobs do not charge any fees for sharing job information. Latest MNC Jobs strongly advise Students, Freshers & Experience candidates not to make any payments for any job opportunities.
