Credit Risk Analyst (Structured Lending & Financing) Job Openings in Mumbai 2025!!!
Barclays has announced a job vacancy for the position of Credit Risk Analyst (Structured Lending & Financing). The job location will be Mumbai. Candidates who have completed Graduate / Engineering / Post Graduate qualifications, including Fresher / Experience profiles, are eligible to apply. Further details regarding qualifications, job description, and roles & responsibilities are outlined below.
Company Overview
| Name of the Company | Barclays |
| Required Qualifications | Graduate |
| Skills | Good analytical skills with attention to detail, and interpersonal, verbal, and written communication skills |
| Category | Risk and Quantitative Analytics |
| Work Type | Onsite |
Join Barclays as a Credit Risk Analyst within the Structured Lending & Financing (SL&F) team. SL&F Risk is responsible for multiple underlying asset classes, including Credit & Macro, Securitized Products, and Equities, each forming distinct risk verticals. The advertised role is an Analyst position within the existing Mumbai-based team, covering the SL&F CLO portfolio. Responsibilities include transaction analysis, post-sanction ongoing surveillance, annual reviews, and excess or exception management. The role involves credit assessment of new Structured Financing opportunities across CLO portfolios, with a focus on US & EU BSL & MM CLO transactions aligned to structured finance credit risk analyst functions. You will prepare detailed credit reviews based on fundamental analysis and present findings to senior risk management. The position also supports establishing appropriate risk management frameworks in line with Risk Policies and Standards. Quantify and monitor portfolio performance, including structural risk mitigants, debt covenants, and deleveraging triggers, along with monitoring, reporting, and annual review of Mandate & Scale Limits as part of credit risk management banking roles.
Job Details
Θ Positions: Credit Risk Analyst (Structured Lending & Financing)
Θ Job Location: Mumbai
Θ Salary: As per company standards
Θ Job Type: Full Time
Θ Requisition ID: JR-0000082986
Roles and Responsibilities:
To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities.
Accountabilities
- Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine default risk across portfolios, including structured lending risk analysis.
- Monitoring existing loan portfolios to identify potential credit deterioration or early warning indicators of default.
- Recommendation of loan approvals, rejections, or modifications based on risk evaluation and internal lending policies.
- Development and execution of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans.
Analyst Expectations
- To perform assigned activities in a timely manner while maintaining high-quality standards and driving continuous improvement.
- Requires strong technical knowledge and relevant experience within the assigned area of expertise.
- Demonstrate a thorough understanding of underlying principles and concepts within the specialization.
- Lead and supervise a team where applicable, supporting professional development, allocating tasks, and coordinating team resources.
- If the position includes leadership responsibilities, People Leaders are expected to demonstrate clear leadership behaviours that enable colleagues to succeed and consistently deliver high standards. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
- OR for an individual contributor, develop deep technical expertise within the work area and act as an advisor where appropriate.
- Influence the work outcomes of related teams within the function.
- Partner with other functions and business units.
- Take responsibility for the final outcomes of a team’s operational processing and activities.
- Escalate policy or procedural breaches appropriately.
- Assume responsibility for embedding new policies and procedures introduced for risk mitigation.
- Advise and influence decision-making within the defined area of expertise.
- Take ownership of managing risk and strengthening controls related to assigned responsibilities, ensuring alignment with applicable rules, regulations, and codes of conduct.
- Maintain and continuously build an understanding of how the sub-function integrates with the wider function, along with knowledge of organizational products, services, and processes.
- Demonstrate awareness of how different areas coordinate and contribute to achieving sub-function objectives.
- Make evaluative judgments based on factual analysis with close attention to detail.
- Resolve issues by identifying and selecting solutions through applied technical expertise, guided by established precedents.
- Guide and influence team members while communicating complex or sensitive information effectively.
- Act as a point of contact for stakeholders outside the immediate function, while building internal and external networks, including exposure to CLO portfolio risk analysis.
Required Skills & Qualifications:
- Good analytical skills with attention to detail, and interpersonal, verbal, and written communication skills.
- Experience in credit analysis with familiarity in structured finance analysis and modelling techniques.
- Knowledge of Credit Risk, Securitisation, CLOs, and awareness of current market trends.
- Experience in credit risk management at a major investment bank or similar institution is an added advantage.
Some other highly valued skills may include
- Demonstrated understanding of credit asset classes and fundamentals, with confidence to provide reasoned challenges to the Front Office.
- Experience in credit analysis with exposure to securitisation analysis and modelling techniques.
- Advanced proficiency in the Microsoft Office suite is preferred.
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